Freelancer accounting software UK creatives use.
Quote, invoice and collect in the browser. Stripe and PayPal on every plan. Projects, timesheets and multi-currency on Business+. 30-day trial, then Solo at £15/month ex VAT. Not free forever. ITSA
Estimate, invoice, collect, reconcile.
Designed for client work — not the same page as sole-trader ITSA bookkeeping.
Quote
Sales → Estimates. Convert to an invoice when the client accepts.
Invoice
One-off or Recurring Invoices for retainers. Stripe and PayPal Pay Now.
Time on Business+
Projects and Timesheet. Create Invoice from unbilled hours.
Bank
CSV Smart Bank Import, match payments, Reconcile.
The client-work loop.
Estimates
Send the quote, convert to invoice. No separate sales-order document.
Invoices
VAT invoices with Pay Now link. Credit notes in Sales.
Stripe and PayPal
Connect in Settings → Payment Gateways. Every plan.
Reminders
Auto or batch payment reminders. Three levels in settings.
Expenses
Key costs in Purchases. No camera OCR.
Bank CSV
Import and reconcile. No live bank feed.
When client work goes international or hourly.
Freelancer questions
What is the best accounting software for UK freelancers?
Browser software that invoices and imports bank CSV at a published price. Solo £15/month ex VAT after trial. Projects and multi-currency on Business+.
Is SwiftBooks Pro free for freelancers?
No. 30-day trial, no card. Then Solo at £15/month ex VAT. Not free forever.
Can I invoice in USD or EUR?
Multi-currency on Business and above. Solo is GBP. Pay Now via Stripe and PayPal.
Do I need Business for time tracking?
Yes. Projects and Timesheet are Business+. See projects.
Does SwiftBooks Pro file ITSA?
No. Keep records here. ITSA is not filed from this login.
Invoice clients on Solo. Add time on Business.
Freelancer accounting software UK — estimates, Pay Now and bank CSV in the browser.