Get paid, import the bank, bring the old books.
Stripe and PayPal on every plan. GoCardless Direct Debit on Business+. Export a CSV from your bank, upload, then Reconcile. Free migration from Xero, QuickBooks, Sage and FreeAgent. REST API for developers.
Pay Now on the invoice you already send.
Connect the provider in Settings. The customer pays from the invoice. The payment posts against that invoice. You still pay the provider’s own fees — we do not add a second processing charge.
Three steps from connect to reconciled.
Connect the provider
Stripe or PayPal on any plan. Add GoCardless when you are on Business or above. Keys live in Settings.
Send with Pay Now
Raise the invoice as usual. The customer pays from the email or PDF. The payment allocates to that invoice.
Upload the bank CSV
Export from your bank, open Banking → Smart Bank Import, match, then Reconcile. Bank rules on Business+.
CSV Smart Bank Import, then Reconcile.
Works with any UK bank that can export a statement CSV. Solo includes three bank accounts. Bank rules sit on Business and above.
Smart Bank Import
Upload the CSV, map columns, categorise. Group similar descriptions so repeating payees go faster next time.
Reconcile
Match lines to unpaid invoices, bills and expenses. Tick the period when the statement agrees.
Bank rules
Remember repeating payees on Business and above so the next CSV needs less clicking.
Free on every plan. Same help for everyone.
We import contacts, invoices, bills and related records the tool can take. Re-import bank CSV after go-live. HMRC filing records do not come across.
Xero
Contacts, invoices, bills and related records the tool can take. Then bank CSV here.
QuickBooks Online
Chart of accounts, invoices and bills when QuickBooks can provide them.
Sage Business Cloud
Customers, suppliers, products and transactions via the migration tool.
Sage 50
Desktop Sage is CSV only — there is no Sage 50 API into this login.
FreeAgent
Contacts, invoices and bills the tool can take. Bank CSV after go-live.
Zoho Books
Contacts, invoices and settings the Zoho read scopes can supply.
Capium
Practice ledgers via the Capium read connection, then check the books.
Every plan
Free on Solo, Business, Multi-Company and Practice. Every company on Multi-Company (up to 5) and Practice.
What sits on which plan.
Solo
Stripe, PayPal, CSV bank import, three banks, two users, one company. Free migration for that company. £15/month ex VAT.
Business
Everything on Solo, plus GoCardless, bank rules, unlimited users, one company. £39/month ex VAT.
Multi-Company
Business tools for up to five companies. Free migration for every company on the account. £69/month ex VAT.
Practice
Unlimited companies. Free migration for every company. Quote only — talk to us.
REST API with keys in Settings.
Create and update customers. Read invoices, bills, expenses and payments. Bulk export when you are moving data. OpenAPI spec for tooling. Rate limits follow the plan.
Payments, bank and switching
Which payment providers can customers use?
Stripe and PayPal are on every plan. Cards and Apple Pay or Google Pay go through Stripe when Stripe offers them. GoCardless Direct Debit is on Business and above.
How do I get bank lines into SwiftBooks Pro?
Export a CSV from your bank, upload it in Banking → Smart Bank Import, then categorise, match and Reconcile. Bank rules are on Business and above. See banking.
Can I switch from Xero, QuickBooks or Sage?
Yes. Free on every plan. Xero, QuickBooks Online, Sage Business Cloud, FreeAgent, Zoho Books and Capium via the tool. Sage 50 is CSV. Full steps on the migration guide.
Is there a developer API?
Yes. Keys in Settings → API Access. Create and update customers. Read invoices, bills, expenses and payments. Spec and examples on the API documentation.
Connect payments on day one.
Start the trial, add Stripe or PayPal, send an invoice. If you are switching ledgers, migration is free on every plan.