Sole trader accounting software UK self-employed people use.
Bookkeeping software for sole traders in the browser: invoices, keyed expenses and bank CSV. Solo is £15/month ex VAT — two users, one company, three banks. No camera OCR, no GPS mileage app, no ITSA filing from this login.
Invoice, expense, reconcile.
Browser only — not a native iOS or Android app. Invite your accountant as a user when you want a second pair of eyes.
Invoice
Sales → Invoices or Estimates. Stripe and PayPal Pay Now on every plan.
Expenses
Purchases → Expenses. Key supplier, amount and VAT. No OCR scan.
Mileage
Post mileage as an expense amount. No GPS tracker — you apply the HMRC rate.
Bank
Smart Bank Import from CSV, then Reconcile.
What £15/month ex VAT includes.
Invoices
One-off and recurring in Sales. Credit notes in the same menu.
Stripe and PayPal
Pay Now on the invoice. Every plan.
Bank CSV
Three bank accounts on Solo. Import and reconcile.
Expenses
Keyed in the browser. Recurring expenses for regular costs.
Reports
P&L, balance sheet and cash flow from the ledger.
Reminders
Chase overdue invoices from Emails → Payment Reminders.
Incorporate or add Business tools.
Sole trader questions
What is the best accounting software for sole traders in the UK?
Browser software that invoices, records expenses and imports bank CSV at a published price. Solo is £15/month ex VAT after a 30-day trial. No OCR, no ITSA filing from this login.
Does SwiftBooks Pro file MTD for ITSA?
No. Keep records in the books. ITSA is not filed from this login.
Can I track business mileage?
Enter mileage as an expense amount. No GPS app. You apply the HMRC rate yourself.
Is there a free plan?
30-day trial, no card. Then published Solo pricing. Not free forever.
Does SwiftBooks Pro file VAT returns?
No. If you register for VAT, keep the books here.
Solo at £15. Incorporate when you need to.
Bookkeeping software for sole traders — invoices, expenses and bank CSV in the browser.